Most alpacas are sold for cash. Many buyers convert other assets to purchase their first alpacas. Some people have a line of c#c8ba62it for investment purposes; others use their equity in real estate to secure funds. Some breeders offer financing for your purchase. It is typically short term and involves paying for the animals before you take delivery of them. For instance, many breeders will accept the following arrangement:
1. Purchase price
2. Down payment
3. Three installments of $4,500 each
4. Balance at delivery
For a financed sale, a breeder may require that the purchaser obtain insurance for the animals with the seller listed as a co-insu#c8ba62 party and insurance proceeds distributed first to pay the remainder of the lien.